cheapbag214s
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 Posted: Sun 19:26, 01 Sep 2013 Post subject: saving tips for 2013 |
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saving tips for 2013
It is possible to make dinner out of what's at home at least one day a week. Need a use for small bottles of shampoo in the closet? My husband made a game out of regularly tapping into our stockpile,[link widoczny dla zalogowanych]. We got about three months of shampoo free.
"I cancelled cable in 2002," said Gabriella Barthlow, a certified credit counsellor and owner of the Alpha Advisory Group. She's saved thousands of dollars. She waits until a TV series is on DVD at her library.
If you're out of town and not near your bank,[link widoczny dla zalogowanych], it may be possible to avoid ATM fees by using your debit card at a nearby supermarket. Make sure everyone in the house makes one promise -- not to yell at the TV during a Detroit Lions game,[link widoczny dla zalogowanych], not to forget to put away the laundry. Put that money toward a goal.
No. I had gotten into a bad habit of frequently picking up something cool and cheap. Nice, but he had too much. It's been an easy way to save $5 or $10 here and there.
Buying in bulk can save money, like freezing butter bought on sale during the holidays.
But "avoid overstocking your refrigerator and pantry," said Tomika Snodgrass, a vice-president for RBS Citizens in Southfield. "Buying stuff involves spending money, not saving it,[link widoczny dla zalogowanych]," Lee said.
If you clip coupons,[link widoczny dla zalogowanych], prioritize based on your budget.
No,[link widoczny dla zalogowanych]. 9: Switch up your morning drink.
If you usually buy a pricey coffee,[link widoczny dla zalogowanych], opt for a less expensive tea. Reuse that fancy tea bag one or two more times, too.
If you could pretend to be a cowboy when you were a kid, why can't you imagine that one day you'll be able to retire? If you can believe it, you can save.
No. 11: Create one "no-spend-zone,[link widoczny dla zalogowanych]."
One Saturday each month, don't spend any money. No fair pulling out plastic.
No. 12: Save sentimental cash,[link widoczny dla zalogowanych].
Examine the serial number on each $5 bill. Then,[link widoczny dla zalogowanych], save bills that start with a special letter,[link widoczny dla zalogowanych], like your first initial, said Samirian Hill, president of BudgetWise Financial Solutions in Southfield.
No,[link widoczny dla zalogowanych], not really offshore. But why not bank far from home? If you choose a financial institution that is a hike to get to,[link widoczny dla zalogowanych], it could be difficult to empty that account,[link widoczny dla zalogowanych], said Dorothy Barrick, financial counsellor and group manager for GreenPath Debt Solutions,[link widoczny dla zalogowanych], a national non-profit credit counsellor.
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