cheapbag214s
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 Posted: Thu 2:27, 05 Sep 2013 Post subject: 6 Extreme Saving Tips You Can Use Now-spun2 |
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6 Extreme Saving Tips You Can Use Now
When I started interviewing people for my book Generation Earn,[link widoczny dla zalogowanych], I had been shocked by a few of the creative techniques people created to save cash. The unifying theme was that people spend less in ways that made their lives better, not worse. Rather than denying themselves splurges like new jeans or perhaps a new car, they learned how to cook their own food that tasted a lot better than anything served at a restaurant, or perfected their at-home tea and coffee brewing techniques.
[In Pictures: 12 Money Mistakes Just about everyone Makes]
Don save money than $30 on any item of clothing. Stores such as H Forever 21,[link widoczny dla zalogowanych], and Old Navy allow it to be easy to buy cheap, stylish clothing. While you probably need to make some exceptions, such as for any winter jacket, the vast majority of your wardrobe can be purchased on the cheap. Yoga studio owner Kimberly Wilson, who dresses in a way that would impress even Rachel Zoe,[link widoczny dla zalogowanych], applies this method so she can focus her cash on growing her business instead. Wilson, who in her mid-30s and lives in Washington, DC,[link widoczny dla zalogowanych], says she rather indulge in simple, daily pleasures than expensive shoes or jewelry. Estimated savings: $200 per month or even more.
Party at home. Game nights and some women nights in have soared in popularity recently, which is no surprise considering the fact that a night out on the town means paying $8 or more for drinks and $50 or more whenever you include cab rides, cover charges, and meals. As an added bonus, he has a tendency to clean out his friends wallets in poker games. Estimated savings: $100 a month or more.
Give love coupons rather than gifts. While you plan your holiday shopping, consider this: Giving the gift of your time in the form of a coupon to consider your mom to a museum, or out for tea, can be much more meaningful than buying her a cashmere sweater. Tim Kasser, professor of psychology at Knox College in western Illinois and father of two young kids,[link widoczny dla zalogowanych], encourages his family to give each other coupons for experiences, for example favorite meals or back rubs, instead of purchased gifts. For his sons birthdays, Tim typically gives them a special day with him, such as a visit to the neighborhood water park. News Alpha Consumer blog.]
Substitute fancy dinners with cheap date nights. Dining by candlelight at most exclusive restaurant in town may appear romantic,[link widoczny dla zalogowanych], but the bill can put a damper on those loving feelings. Instead, try these ideas, suggested by Alpha Consumer readers: Browse a bookstore. Sketch portraits of each other. Take dance lessons. Have a picnic. Visit a lecture or performance at your local college. Watch a model rocket launch. Estimated savings: $200 per month and up.
Turn your freezer to your own restaurant. Kate Deriso, 39,[link widoczny dla zalogowanych], a holistic health counselor in Sterling, Virginia, spends no more than $150 a week on her entire food budget for her husband and herself. They make their own breakfasts, lunches, and dinners and rarely eat out,[link widoczny dla zalogowanych], because they discovered they are able to make smarter meals themselves. She grows her very own alfalfa sprouts to spruce up sandwiches and cooks one-pot dishes for example her favorite chicken and olive dish. She calls her freezer, which is stacked full of ready-to-eat leftovers,[link widoczny dla zalogowanych], her restaurant. Estimated savings: $400 per month and up.
Eat prior to going to restaurants. Ben, a thirty-something lawyer in Washington, DC, who is employed by a nonprofit and earns around $52,000 annually,[link widoczny dla zalogowanych], buys a six-pack of bagels along with a box of tea every week and skips the cafe. He also snacks on peanut butter and banana sandwiches before meeting track of friends at night so he is able to bypass the pricey entrees at restaurants, choosing cheaper appetizers instead. Estimated savings: $100 a month or more.
With one of these techniques, you've fun hosting parties, holding cheap date nights, and inventing new meals and gift coupons, while putting a much more money in the financial institution. I'm a disabledmother of 6,[link widoczny dla zalogowanych], Both me my hubby are disabled. I for 8yrs. now, he just received his 1st denial. Which most do, except me,[link widoczny dla zalogowanych], who are on a specific short list I guess. 2 kids are gone from home, 1 leaves for months on outside the state or town jobs, 1 stays w/ her friends father alot 2 tweens frenz. They're growing teens, or tweens. I survive under $1400 per month yes a lil help from their state for that 1st time in 13yrs. They think a home of 5 can live on $312 a month in food. I made good $$ the last 4yrs I wrkd I paid off our house early thankfully Cause it's true "YOUR LIFE Can alter Within the BLINK Of the EYE!" regardless of what. Inform your family members you love them everytime you depart, go to bed, off the phone, even whichever way U choose thru the internet. I say these things as my hubby, family older children learned that lesson w/ me 8yrs. ago. Under 2mos. ago, my hubby lost his Aunt pretty suddenly. It was also his mom dads Anniv. His Mom passed 12yrs. ago. My father-n-law lives w/ us. The last 3 mos. I watched him slowly regress to his routine when his wife was dying,[link widoczny dla zalogowanych], He was nite nurse, my husband was day nurse. He also got pnemonia, chest pains after his sister died, I was afraid it was to much for him, especially w/ timing all. After 14 days of my begging I came home from Dr. one day w/ my husband asking me if I would take pops to Urgent Care. (U know stubborn ole men) This is when he finally got help w/ pnemonia, but all they did was an EKG,[link widoczny dla zalogowanych], they never took his blood to test as well as send to check. I went back after he said I could, I got to see the flicks talk to the Dr. He saw no reason to take him to hosp. or things to consider. He even complained his chest hurt, hard to breathe roof of mouth hurting. He had about 5 mini cardiac arrest,[link widoczny dla zalogowanych], until oneday they sent him home I was still up from getting kids to college. STUBBURN OLE MEN! Ignore them call 911 I say. And so i rushed to wake my husband tell him,[link widoczny dla zalogowanych], he kept his head buried. So to the kitchen I went w/ the ultimatum, U go to the hosp. I had been elated in ways, but not,[link widoczny dla zalogowanych], cuz I didn't understand how bad it was likely to be. I watched this w/ my father after i was 14,[link widoczny dla zalogowanych], I knew all the warning signs. It was a weeks period time then,[link widoczny dla zalogowanych], but over 5 mini's to hosp. everytime,[link widoczny dla zalogowanych], back then no blood tests. I understand they do now, so even if it passed by time they were given there, it would be caught B-4 releasing him. A qudruple bypass on Tues. he gets PaceMaker sorry 2 set off sub. just a reminder 2 ALL. IF U LUV EM, TELL EM! be sure to demonstrate to them. Sorry 2 get so off track. I'm able to coupon
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